This section contains terms of use of the website. Users who browse this website and related webpages are deemed to accept the following terms.

1. Use of website information and materials

PingAn OneConnect Credit Reference Services Agency (Hong Kong) Limited (hereinafter referred to as "the Company") only provides the products and services described on this website permitted by law. The materials published on this website are not intended for use by persons or residents of countries subject to legal distribution restrictions. The products and services provided on this website do not constitute an invitation to make an offer to any person in a country where the law does not allow it, or an invitation to purchase investment products or other products and services. The information and materials on this website should not be regarded as professional advice. Users of this website should seek professional advice when necessary.

2. The legal effect of website statement modification

The company reserves the right to modify the information and materials contained in these terms of use and the terms, conditions and instructions displayed at any time. The revised updated version will be published on this website seven days in advance for publicity. The new version will expire after the publicity period effective immediately. Your continued use of this site constitutes your acceptance of these changes. You should browse this website frequently to understand the changes of this website policy accordingly.

3. Handling of conflicts of terms

Certain sections or pages of this website may contain separate terms and agreements that supplement these Terms of Use. In the event of any conflict, such additional terms and agreements will apply to the relevant section or web page.

4. Copyright and trademark

The company owns the ownership of any trademarks, company logos and service marks displayed on this website. Without the written approval of the company, no party could use it. The material published on this website is protected by copyright and intellectual property. Without the written consent of the company, any part of the information will not be modified, reproduced, stored in a retrieval system, transmitted, plagiarized, distributed, or used for any commercial or public purpose.

5. Warranties

The company does not make any representations or warranties that: this website is available and will meet your requirements; or that use of this website will be without interruption, delay, failure, error or omission or loss of transmitted materials; viruses or other contaminating or destructive products; or your computer system will not be damaged. It is your sole responsibility to adequately protect and back up data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive products. Every effort has been made by the Company in the preparation of the information and materials contained on this website. However, the company can only provide relevant information according to the current status, and does not make any express or implied guarantee. In particular, no guarantees are given for non-infringement of copyright, confidentiality of data, accuracy, suitability or freedom from computer viruses.

6. E-mail

E-mail sent to the Company via the Internet cannot be guaranteed to be secured. If the user sends information through the Internet, or requests to reply by e-mail, the company will not be responsible for any losses caused thereby. The company is not responsible for any direct, indirect, individual or joint losses arising from the use of this website.

7. Internet transmission

Internet transmission may be subject to interference, interruption, delay or data error. The company is not responsible for the accuracy or timeliness of data and transactions that may be caused by failure of communication facilities beyond the control of the company.

8. Download software

The Company makes no representations or warranties as to the accuracy, security, functionality or performance of any third-party software used on this website.
Important: By entering this website and browsing any of its pages, you agree to abide by the above terms.

9. Link description

i) Regulations on website links

In some cases, PingAn OneConnect Credit Reference Services Agency (Hong Kong) Limited (hereinafter referred to as "the Company") will provide Site links to other sites on the Internet. Links to these sites are provided to assist you gather relevant information and enhance your experience of using the Internet. The company does its best to select reputable sites and information sources for you. However, providing website links to external websites does not mean that the company endorses, recommends, approves or introduces any third parties, or the services or products they provide on their websites. The company is not responsible for the accuracy of the content of any externally linked website, or the content of the webpage linked to this website. At the same time, the company is not responsible for the difficulties you may encounter when downloading the software or the consequences arising therefrom. Please note that use of software downloaded from the Internet may be restricted by certain license agreements.

ii) Website links established by external websites to this website

The company is not responsible in any form for any links established by third parties to this website. Any link in this form does not mean that there is any form of cooperation between the third party and the company, or has been recognized by the company. Therefore, the company shall not be liable for any loss or injury that may be incurred by you or any third party due to the use of such links.

iii) Website links established from this website to other websites of affiliated companies

For your convenience, this website may also contain links to other websites such as affiliated companies. The websites of affiliated companies may have their own terms of use, and the terms may be different from each other. You should carefully review and abide by the relevant terms of use.

iv) Trademark and Copyright

The intellectual property rights of the content provided by this website or provided to you due to your use of this website belong to our company or other relevant organizations. The trademarks, trade names, and logos (collectively referred to as trademarks) used and appearing on this website are registered and unregistered trademarks owned by the company and other relevant organizations. Nothing on this site should be construed by the user as a license or right to use any trademark on this site. Without the permission of our company or other relevant rights holders, users are not allowed to use the same trademarks as these trademarks.

v) No Warranty Clause

Although the company has paid great attention to the information and content provided on this website during the production process, it needs to be explained that the information and content are provided to you "as it is", without expressing or implying any form of guarantee. In particular, there is no guarantee of non-violation of security, accuracy, fitness for a particular purpose, or freedom from computer viruses with respect to the content of this information.

Important: By entering this website and browsing any of its pages, you agree to abide by the above terms.